This page will provide you with general information about auto insurance,
and links to our featured auto directories for additional information and lists
of providers.
Auto insurance can seem complicated, especially when there are a lot of
misconceptions about how it works. These kinds of errors can often end
up costing you in the end. Here are some of the most popular myths, and
the reality behind each.
Shopping around can save you money.
While insurance rates are generally higher for younger drivers, shopping
around can make a huge difference in your monthly payment.
Most insurance companies have different rates for drivers 25 and older,
but your premium will depend on more factors than just your age.
In general, if you have a good driving record, your rates can go down
when you turn 25.
More rebuilt damaged vehicles are expected on the market than anytime
in history. Hurricane flood damaged and fire rebuilts are showing up as
cars with no damage. Don't buy a car without a CARFAX vehicle history
report. Know what you're about to purchase before talking with the
salesman.
A car accident or car crash is an incident in which an automobile collides
with anything that causes damage to the automobile, including other
automobiles, telephone poles, buildings or trees, or in which the driver
loses control of the vehicle and damages it in some other way, such as
driving into a ditch or rolling over. Sometimes a car accident may also
refer to an automobile striking a human or animal. Car crashes also called
road traffic accidents RTAs, traffic collisions, auto accidents, road
accidents, personal injury collisions, motor vehicle accidents MVAs,
Throughout North America, advocates call auto insurance reforms.
Canada, advocates are mostly provincial politicians fearful being turfed
out office Consumers Association Canada. They tend seek lower
insurance premiums limiting choice insurance providers curtailing claims
paid consumers.
